Personalised Service
70+ Lenders, tailored to your goals and objectives.
Goals Focused
Put yourself on the priority list.
Ongoing support
Our job doesn't end at settlement.
home loans
we are here to help by finding the right loan for you.
Forget complicated home loans.
We’ll help you find the right loan from over 70 leading lenders.
Get a smarter loan. Find your dream house. Sleep easier.
Whether you are buying a new home, a first time Buyer, Refinancing or Investing in Property, we are here to help by finding the right loan for you.
With many lenders to choose from, getting help from a mortgage broker like LendWealth is a smart move.
LendWealth is a team of experienced brokers, supported by an internal credit team, working together to get your loans approved faster.
home loans
we'll help You
Identify your goals
We start with your goals, needs and wants.
Calculate borrowing
Find out exactly how much you’re working with.
Explore the options
See what different lenders are offering.
Create a strategy
We match your goals with the right home loan.
Apply and settle
We work with lenders to get your application approved and settled faster.
relationships
Trustworthy Banks We Work With
home loans
Partners For Life
We work on your behalf to make the home loan process smooth. This means we’ll chase up lenders and make sure your application gets seen. Plus, we’ll keep you up to date, so you know exactly how you’re progressing.
Even after your loan is settled, we’ll still be here for any advice and support.
our services
Flexible Loan Solutions
Home Loans
We do the legwork to hunt down the right loan, and equip you with strategies to get ahead.
Business Loans
Compare our business finance products, which include secured and unsecured loans.
Commercial Loans
For investors looking to refinance or purchase commercial property.
Development Funding
We facilitate construction and development finance for Developers and Builders, ranging from acquiring the site, land banking to financing the construction costs.
Specialised Loans
Tax Debt? Bad Credit? Self Employed? We can help you gain approval with flexible loan solutions for those with unique borrowing needs.
our process
01.
Identify your needs and goals
02.
Calculate what you can borrow
03.
Explore options that suit your situation
04.
Outline strategies and solutions tailored to your objectives
05.
Process Application and manage through to settlement
LENDERS WE WORK WITH
We negotiate with lenders to find the ideal package, while communicating with you throughout the loan process in a timely manner.
Through the application process, we will follow up with the lender for you from application through to approval.
Even once your loan is settled, we are your resource for questions, concerns and ongoing review.
FAQ
Yes.
The type of loan for self-employed/contractors is called a low-doc loan. We’ll help you get setup and guide you on which documents you’ll need. These documents will include pay slips, tax returns, proof of income and more.
The recommended deposit for a home loan is 20% of the total cost of the loan. This isn’t a hard and fast rule; a 20% deposit lets buyers save on lender’s mortgage insurance (LMI), which reduces their monthly repayments.
Most banks will still grant you a loan if you have less than 20% for a deposit. However, the LMI will be higher. Banks also accept guarantors who co-sign the loan with you.
For some buyer’s it’s better to pay LMI and buy their home sooner. It all depends on each buyer’s goals and needs.
The first home buyer’s grant is a government scheme. Each state has different requirements and offers different amounts. In NSW, the first home buyers grant is currently $10,000. The grant can be used as part of your deposit.
There are typically 4 types of home loans.
- Fixed interest
- Variable interest
- Split home loan
- Interest-only home loan
We’ll work with you to determine the right one for you.